DALBAR's Quantitative Analysis of Investor Behavior Presents...

The VA Breakthrough:

Answering the Attack on Fees


Variable Annuities have not been able to effectively respond to the blistering criticism of high fees and surrender charges...

For more information on QAIB-VA, download the Abstract:


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The Result


A growing number of advisors refuse to use VAs!

A growing number of investors refuse to consider VAs!


Finally, there is a
compelling economic argument for the VA.

It can now be proven that:


VA Investors earn more than the average investor...

In the
past

12

months

Over the
past

3

years

Over the
past

5

years


Why?

Are subaccounts of VA investors better managed?

No, it is not that investments perform better...

...they are the same investments!

Yes, it is that investors are less prone to doing the wrong thing...

...buy high and sell low!

QAIB-VA News


DALBAR's New
Research Has the Answers

For more information download the Abstract-VA or email Cory Clark at cclark@Dalbar.com